Life AgentContractingLife & health carrier contracts
Life Agent ContractingGet contracted
Life & health contracting

Request in minutes.
Appointed in as little as 3 days.

Final expense, life, and Medicare Advantage contracts with street-level comp, ownership of your book, exclusive training, and low-cost leads.

✓ Need just one contract? That works. No minimums.
Start my application → View carriers
Polish Falcons of America
KSKJ Life
Family Benefit Life
CICA Life
TruStage
Ethos
Royal Neighbors of America
Liberty Bankers Life
Baltimore Life
Mutual of Omaha
Transamerica
American Amicable
31Life, health & Medicare carriers
15States, with more coming
3 daysTo appointment, some carriers
110%Up to, on select carriers
Street-level compensation

Commission levels

Top contract levels with you owning your book of business.

Polish Falcons of America
Polish Falcons of AmericaFinal expense · Whole life
Up to 110%
KSKJ Life
KSKJ LifeWhole life · Final expense
Up to 100%
Family Benefit Life
Family Benefit LifeFinal expense
Up to 105%
CICA Life
CICA LifeFinal expense
Up to 110%
Royal Neighbors of America
Royal Neighbors of AmericaFinal expense · Life
Up to 110%
Liberty Bankers Life
Liberty Bankers LifeFinal expense · Med supp
Up to 110%
Baltimore Life
Baltimore LifeFinal expense
Up to 110%
Mutual of Omaha
Mutual of OmahaLife · Final expense · Med supp
Up to 110%
Transamerica
TransamericaLife · Final expense
Up to 110%
American Amicable
American AmicableFinal expense · Life
Up to 110%
Foresters Financial
Foresters FinancialLife · Final expense
Up to 110%
AIG (Corebridge)
AIG (Corebridge)Life · Guaranteed issue
Up to 100%
Americo
AmericoLife · Final expense
Up to 110%
Gerber Life
Gerber LifeLife · Guaranteed issue
Up to 60%
Aetna Supplemental
AetnaFinal expense
Up to 110%

Commission levels shown are first-year, as a percentage of annual premium, and are the highest level available. Actual levels vary by product, issue age, and contract level, are subject to carrier approval, and are not a guarantee of earnings. Book ownership is subject to each carrier’s agreement.

How it works

Request in minutes. Appointed in days.

Contracting runs through SureLC by SuranceBay, the platform most carriers use. Fill out your profile once, e-sign every carrier you pick, and get appointed in as little as 3 days with some carriers.

  1. 1

    Apply here

    Two-minute application. Pick one carrier or many.

  2. 2

    Get your SureLC invite

    We send a SureLC by SuranceBay link to your email.

  3. 3

    E-sign online

    Complete your SureLC profile once and e-sign for each carrier you choose.

  4. 4

    Get appointed

    Appointed in as little as 3 days with some carriers, and ready to write.

Our carriers

Pick the carriers you want

Choose one or all of them. Approval and availability depend on your license, your state, and each carrier.

Polish Falcons of America

Polish Falcons of America

Final expense · Whole life

Up to 110%
KSKJ Life

KSKJ Life

Whole life · Final expense

Up to 100%
Family Benefit Life

Family Benefit Life

Final expense

Up to 105%
CICA Life

CICA Life

Final expense

Up to 110%
TruStage

TruStage

Life · Final expense

Ethos

Ethos

Term · Whole life

Royal Neighbors of America

Royal Neighbors of America

Final expense · Life

Up to 110%
Liberty Bankers Life

Liberty Bankers Life

Final expense · Med supp

Up to 110%
Baltimore Life

Baltimore Life

Final expense

Up to 110%
Mutual of Omaha

Mutual of Omaha

Life · Final expense · Med supp

Up to 110%
Transamerica

Transamerica

Life · Final expense

Up to 110%
American Amicable

American Amicable

Final expense · Life

Up to 110%
Foresters Financial

Foresters Financial

Life · Final expense

Up to 110%
AIG (Corebridge)

AIG (Corebridge)

Life · Guaranteed issue

Up to 100%
Americo

Americo

Life · Final expense

Up to 110%
GTL

GTL

Life · Guaranteed issue

Gerber Life

Gerber Life

Life · Guaranteed issue

Up to 60%
Aflac

Aflac

Supplemental health

Aetna Supplemental

Aetna Supplemental

Final expense · Supplemental

Up to 110%
Aetna American Continental

Aetna American Continental

Medicare supplement

UnitedHealthOne

UnitedHealthOne

Health · Supplemental

UnitedHealthcare

UnitedHealthcare

Medicare Advantage

Aetna Medicare

Aetna Medicare

Medicare Advantage

Anthem

Anthem

Medicare Advantage

HAP

HAP

Medicare Advantage

Priority Health

Priority Health

Medicare Advantage

Devoted Health

Devoted Health

Medicare Advantage

Humana

Humana

Medicare Advantage

Molina Healthcare

Molina Healthcare

Medicare Advantage

Wellcare

Wellcare

Medicare Advantage

Zing Health

Zing Health

Medicare Advantage

Carrier names and logos are trademarks of their owners and do not imply endorsement.

Why agents choose us

Built for agents who want to grow

⚡

Fast contracting

Request in minutes, e-sign through SureLC, and get appointed in as little as 3 days with some carriers.

📬

Lead programs

Low-cost direct-mail and real-time digital leads from exclusive vendors. We pass our discount on and make nothing from leads.

🎓

Training & support

Exclusive proprietary training materials, scripts, and one-on-one help from licensed agents.

🧭

Own your book

Street-level compensation and ownership of your book of business, subject to each carrier’s agreement.

Medicare Advantage

Medicare Advantage contracts and training

Get contracted with leading Medicare Advantage carriers and get the training to sell with confidence.

  • Street-level compensation. Paid at the carrier’s full agent level, within CMS compensation rules.
  • You own your book. Your clients stay yours, subject to each carrier’s agreement.
  • AHIP and certification help. Step-by-step support for AHIP and each carrier’s annual certification.
  • Exclusive training. Proprietary Medicare training on plan comparisons, enrollment periods, and compliant sales.
Request Medicare contracts
UnitedHealthcare
Humana
Aetna Medicare
Wellcare
Anthem
Devoted Health
Molina Healthcare
HAP
Priority Health
Zing Health

Medicare Advantage compensation is set by each carrier within CMS limits. You must complete AHIP and each carrier’s certification before selling. Plan availability varies by state and county.

Apply

Start your contracting

Three short steps. We email your SureLC invitation for every carrier you select.

  • Pick just one carrier or many
  • Request in minutes, appointed in as little as 3 days with some carriers
  • Street-level comp and you own your book
  • Exclusive training and low-cost leads
  • We currently contract in 15 states, with more coming

Contracting application

Request in minutes · 3 short steps

  1. Your info
  2. Licensing
  3. Your business

Please review and agree

Where we contract

States we contract in

We currently contract agents in the 15 states where our agency is licensed. We are adding states as requests come in. If your state is not listed, apply anyway and choose “Other state.”

AlabamaArizonaFloridaGeorgiaIndianaKentuckyMichiganNorth CarolinaOhioPennsylvaniaSouth CarolinaTennesseeTexasVirginiaWest Virginia+ More states coming
FAQ

Common questions

Can I pick up just one contract?

Yes. Contract with one carrier or as many as you like. There is no minimum, and you do not have to move your other contracts.

How does contracting work?

It is all online through SureLC by SuranceBay. After you request contracts here, you receive a SureLC invitation, complete your profile once, and e-sign for each carrier you choose.

How fast will I be appointed?

Some carriers can appoint you in as little as 3 days. Timing depends on the carrier and your state, and each carrier makes the final decision.

Do I need a license?

You need an active resident life license to be appointed, and an accident & health license for health and Medicare products. If your license is in progress, apply now and we will help you plan your next steps.

How do the lead programs work?

We do not sell leads. We work with exclusive third-party vendors for low-cost direct-mail and real-time digital leads, and pass our discount on to you. We do not make any money from leads.

What if my state is not listed?

We currently contract agents in the 15 states where our agency is licensed, and we are adding states as requests come in. Apply and choose “Other state.”